Shabby Chic Boho Moving and finding a new home can be simultaneously exciting and frustrating. On the one hand, you will live somewhere new. On the other hand, you will leave a place you have become accustomed to. Compound those feelings with a move to a big city, and you may be left second-guessing yourself. Take a breath. You can do it. All you need is some information to help you find the right home in your new city. Here are some tips to help you begin.
Secure Your Funding
Finding a new home in a big city may come with a lot of surprises; however, the biggest surprise will likely be the price. The cost of almost anything tends to be higher in a larger city, but the sticker shock is significant in real estate. Avoid panicking or looking to see if your old house has sold yet.
Be proactive in your house hunting by looking for a different type of loan that is well-suited for this type of situation. Consider a VA jumbo loan if you are a current active military member or a retired service member in good standing. You may qualify for a VA jumbo loan. Essentially, this type of loan will help you obtain more funding than a traditional VA loan, which has a cap in terms of how much money you can receive. The jumbo loan is tailored to situations where the housing market is exorbitantly expensive. Look into this option to see whether or not you qualify.
Look at the Location
In real estate, there is a saying about location. The saying prevails because the location in which you choose to live matters. To help you find the right place to live, beyond just the actual home, you need to consider a variety of factors. Here are some things to take into account when you are looking for a place to call home.
- Look up the local area crime statistics to better understand the potential challenges of the neighborhoods you are considering looking for homes in.
- Assess the proximity to nearby green spaces, such as parks or open and accessible public fields, if you have kids, dogs, or like to spend time outdoors.
- Determine the distance to local public transit options.
- Find nearby schools and review ratings if applicable.
- Learn the proximity to amenities, such as pharmacies, healthcare clinics and hospitals, grocery stores, gyms, restaurants, and other establishments you routinely frequent.
- Look up the distance from potential new homes to your new workplace.
Knowing you have thoroughly researched these points will help you feel more at ease with the house-finding process and help you make a more informed decision on where you want to live and what you want to spend your hard-earned money on.
Finding a home you will be happy with in a big city does not have to be a scary prospect. With careful planning and strategic decision-making that is guided by research, you will find the right place for you to call home.
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