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The average age of retirement in the United States is 63 for women and 65 for men. No matter what age you plan to retire at, you need to start planning and making moves towards it in the years leading up to it. This means building your reserves of cash and planning out your intended …
Are you planning on setting a goal to save more money this year? There are many great ways to cut out extra expenses daily and around the house. Keep reading for some great home hacks that can help save you money and get started today! 1. Make Your Own Coffee You may have finally gotten …
Image by Jarmoluk at Pixabay.com At some point or another, most people find it hard getting ahead each month on bills. Debts that pile up and paychecks that don’t stretch as far as they used to can leave you feeling drained, hopeless, and scared for your financial future. There are ways to navigate your financial …
Human beings tend to worry. We have brains that can go on long thought tangents, over any kind of subject, and spiral deep into a pit of despair from time to time! It sounds dramatic to say that out loud, but it’s unfortunately very true – we dread the thought of receiving bad news simply …
Whether you need it for an emergency expense, want to treat yourself to something nice, or have to buy something that you can’t afford to pay all in one go, such as a new car or a new computer, borrowing money can be the answer. Today there are several options available when it comes to …
Image Source: Pixabay As one of the most sought-after gemstones to adorn necklaces, rings, sceptres and tiaras, among others, diamonds are held up to rigorous standards which only make them more valuable. If you find yourself in a situation wherein you are in urgent need of money but are short in cash, you can turn …
As we grow older through adolescence, there’s a sense that we don’t have to plan for the distant future. As long as you get a job, knuckle down and spend responsibly, you’ll get through life just fine. However, you will find that over the years your responsibilities multiply, and you’ll come to realize that maintaining …
When we panic, we are prone to making silly mistakes. It is only when we stay calm even in the most challenging of circumstances can we effectively make good decisions. If you don’t have a game plan in case of a fire, or a medical emergency, or wrongful conviction, you could freeze up. Assuming that …
America is home to 14 million homeowners, according to The Washington Post. In total, these homeowners owe $8.88 trillion to their mortgage providers. But, despite the cost that comes with owning a home, many U.S citizens see property ownership as part of the ‘American Dream’ and are willing to pay for it. As a result, 5.5 million …
Tips for When Couples Disagree About Money Butting heads on money issues is one conflict many married couples face. Here are some tips to make the conversation go smoothly. Some couples would rather completely avoid the topic of money than risk an argument. Others choose to have tough money conversations which often end in large …