April, Financial Literacy Month #onUp #ad @SunTrust
This post was sponsored, and paid for, by SunTrust. All opinions are my own.
Are you ready to take a step towards financial confidence? Join the onUp movement at SunTrust with me. When I got my first job, my mom wanted me to learn to save. Every time I got paid, I put most of my paycheck in the bank and only kept out what I would need during the week. Every so often, I’d buy myself something nice as a reward for all of the money I was saving. I’m glad she taught me the importance of putting money aside because it’s helped me throughout my life. Financial stress can be avoided or lessened by having financial confidence. Sometimes the best things in life are achieved by taking baby steps or in the case of the onUp Movement, smart baby steps.
Already more than one million Americans have taken a stand against financial stress by joining the onUp Movement. Again, I’d like to invite you to join this movement with me but I’d also like for you to invite your family and friends to join up as well. April is Financial Literacy Month and there’s no better time to achieve financial confidence than now. Feeling good about your finances helps you to have confidence as a person. By saving my money at my first job, I was able to move into my first home sooner than any of my friends could. I bought a car and I was free of financial stress at a very early age. It was all due to the confidence I felt as a person. I was confident enough to take the steps I wanted to take to have my independence. I’m sure we all can think of a time when confidence helped us move forward.
Without having confidence I wouldn’t have ever been able to get on an airplane. I have a crazy fear of heights. I didn’t let that stop me and because I had the confidence that everything would be okay, I’ve been able to travel to places I wouldn’t be able to via my car. Lack of confidence can be crippling. It stops us from doing the things we want to from applying for the perfect job to buying a new home. The onUp movement can empower you to take control of your life and your financial confidence.
The best advice I can offer you on how to boost your financial confidence is to plan ahead. Be prepared for unforeseen emergencies because as I’ve found out, they happen. Be organized when it comes to your finances because being organized help you know in advance what you can or can’t spend. When I want what I call a big ticket item, I save for it instead of putting it on a credit card. I keep my payments as low as I possibly can to help plan for financial emergencies. Credit cards are great to have for emergency situations but I don’t use them for everyday items I want but don’t necessarily need. Lastly, plan ahead for your retirement. I can’t stress this enough. If you have to hire a financial advisor to help you do this, it’s worth the investment in my opinion.
I took the quiz on onUp to see how I’m doing financially. Here are my results:
You know what? You’re doing a pretty good job. And you should feel really proud. That being said, perhaps there’s a few things you could be doing even better. You need to step back from your financial flow and examine what matters the most to you. Here is one thing you can start doing right now: Weigh the cost of an impulse buy versus spending on what matters the most to you. Write down one long-term savings goal. Now write down one thing you aren’t doing that you can start doing to achieve that goal.
Do you have any advice on how you achieve financial confidence? If so, I’d love for you to share it in a comment.
At SunTrust Bank their purpose is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you.
The onUp Movement is 1 million strong…and growing. onUp is about having the confidence to move forward one smart step at a time.
Join now and start building your financial confidence today.
This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.